Question 1

Is your consultation really free?

Accepted Answer

Yes. Our first consultation is 100% free. We're paid via standard distributor commissions from insurers/AMCs — you never pay us out of pocket.

Question 2

How is term insurance different from LIC endowment?

Accepted Answer

Term is pure protection — lowest premium, highest cover, no maturity value. Endowment/LIC plans combine savings with insurance and give a maturity benefit at lower cover for the same premium.

Question 3

How much health cover do I need?

Accepted Answer

For a family in a metro, we recommend ₹10–25 lakh base cover + a super top-up of ₹50 lakh to ₹1 Cr. We tailor this based on age, city and pre-existing conditions.

Question 4

Can I start a SIP with ₹500?

Accepted Answer

Yes. Most equity mutual funds allow SIPs starting ₹500/month. We help you pick top-quartile funds aligned with your goals and risk profile.

Question 5

Do you help with claim settlement?

Accepted Answer

Absolutely. We assist end-to-end with claims — health, life, motor — including documentation, hospital coordination and follow-up with the insurer.

Question 6

How is my data protected?

Accepted Answer

Your details are used only to contact you about your enquiry. We never sell or share personal data with third parties.

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